Antique/Classic Car
Auto
Full-time or seasonal coverage for motorhomes, fifth wheels, and travel trailers.
Insurance That Meets You Where You Are
At home. On the road. At work. Building your future.
Life moves fast, and so do your needs. That’s why the right insurance should adapt to every stage of your journey. Whether you’re protecting your family at home, staying covered on the road, safeguarding your workplace, or planning for tomorrow, our solutions are built to keep pace with you.
With flexible plans, trusted protection, and personalized guidance, we make sure you’re never unprepared—no matter where life takes you.
Renters Insurance
Homeowners
Cover your personal belongings and liability even if you don’t own your home.
Group Health Insurance
Health
Employer-sponsored medical, dental, and vision plans.
Event Insurance
Business
Protection for cancellations, property damage, and liability at events.
Life Insurance
Homeowners
Secure your family’s financial future with reliable death benefit protection.
Disability Income
Disability
Personal income replacement if you're unable to work due to illness or injury.
Talk to a Real Agent
Call, text, or click. We’re ready when you are.
Call: (636) 556-5555, (314) 499-8888
Mail: support@idrinsurance.com
Ofallon Office: 1001 Boardwalk Springs Pl #111, O'Fallon, MO 63368
Chesterfield Office: 691 Trade Center Blvd, Chesterfield, MO 63005
FAQs
You bet we do! Bundling your home, auto, and life insurance can lead to serious savings—plus it simplifies your coverage under one roof. We’ll help you find the best combo for your needs and budget
Yes! We’re licensed in Illinois and Missouri and we’re adding more states. Missing your state, yes? Give us a ring Call (636)556-5555
Absolutely. We make switching easy. Whether your current policy is about to renew or you just want better service, we’ll guide you through the handoff without missing a beat
Yes, we work with businesses of all shapes and sizes from home-based startups to fleets and storefronts. General liability, workers comp, commercial auto, cyber, professional liability you name it, we’ll quote it.
100% yes. Our quotes are free, fast, and come with zero pressure. You get real info and real pricing—no strings attached.
We offer term life, whole life, universal life (including Indexed Universal Life/IUL for flexible coverage with cash value growth), and final expense insurance.
Trusted By Clients
We team up with startups, enterprises and corporations around the globe to build meaningful and effective technology solutions.
“I’ve never felt more secure. IDR Insurance gave me peace of mind knowing my home and belongings are fully protected.”
“The customer support is outstanding. They answered all my questions and guided me through choosing the right coverage for my needs.”
“Affordable rates, excellent coverage, and a team that genuinely cares. IDR Insurance has been a game-changer for my family.”