Protect Your Mobile Home with Affordable, Reliable Insurance

Covers sudden and accidental perils such as fire, wind, and hail (subject to form and state regulations).
Includes eligible accessories like steps, porches, and attached carports.
Coverage limits should reflect current replacement cost; older homes may require stated value.
Regional considerations: some areas use wind/hail deductibles or require tie-downs/anchoring—check with us.

Select coverage type: Actual Cash Value (ACV) or Replacement Cost (RC) for personal belongings.
Off-premises protection: Coverage extends to items in storage or while traveling (sub-limits apply).
Special sub-limits: Jewelry, watches, and collectibles—schedule if needed.
Document your items: Maintain a photo/video inventory to speed up claims.

Covers legal defense, settlements, and judgments for covered claims.
Applies on and off premises, e.g., dog bites (breed restrictions may apply).
Higher limits available for those with assets; pairs well with an umbrella policy.

Covers initial medical expenses regardless of fault.
Helps prevent larger liability disputes; typical limits range from $1,000–$5,000 or more.

Covers temporary housing and related expenses such as meals, laundry, and transportation.
Limits apply by time or dollar amount—choose coverage appropriate for your local market.
Only applies when the loss is caused by a covered peril.

Set coverage limits for carports, storage buildings, and gazebos.
Park-specific requirements: Some communities mandate certain carport specifications—keep receipts and permits for proof.

Replacement cost coverage available for qualifying homes or items; otherwise, Actual Cash Value (ACV) applies.
Upgrade contents to Replacement Cost (RC) to avoid depreciation on electronics, furniture, and other valuables.

Available through NFIP or private insurers; coverage can include both building and contents.
Essential for homes on piers or located in designated flood zones.

Recommended for homes in seismic zones; deductibles are often a percentage of coverage.
Compliance with anchoring and tie-down requirements may be necessary.

Covers cleanup, drying, and repairs after sewer or drain backups and sump pump overflows.
Select coverage limits based on site elevation, plumbing age, and park infrastructure.

Coverage applies when moving your home between locations or to a new site (scheduled trip).
Requirements may include using a licensed mover and providing advance notice—confirm with your carrier.

Increase base coverage limits and add additional insureds, such as park or lot owners, if required.
Optional coverage for golf carts, small watercraft, and select hobbies (eligibility varies).
Combine with an umbrella policy for an additional $1M+ liability layer.

Additional benefits may include credit monitoring, legal assistance, and reimbursement for lost wages.
Some carriers provide coverage for cyber extortion and unauthorized transfers.

Discounts available for multi-policy, protective devices, claims-free history, and e-pay.
Optimized coverage: We select the best carrier and policy combination for total value—not just lowest price.

Schedule valuables with appraisals or receipts to secure higher limits and lower or no deductible.
Additional protections often include mysterious disappearance and worldwide coverage.